CTC of the Title is a very important document when buying, selling, or transferring a property.
Let’s find out why it is so important.
The more you know, the less you risk.
CTC stands for Certified True Copy.
A CTC of the Title is an official copy issued by the Register of Deeds and certified as a true and accurate copy of the original title on file.
Unlike a simple photocopy, a CTC contains a seal or stamp from the Register of Deeds confirming that it matches the official records.
This makes it a reliable document for verification.
Certified True Copy of Original Certificate of Title. This refers to the first issued title.
Certified True Copy of Transfer Certificate of Title. This applies when the title has already been transferred.
Certified True Copy of Condominium Certificate of Title. This applies to condominium units.
Visit the Register of Deeds where the property is located.
Present the title number and your valid identification card.
Pay the required certification fee for processing.
After processing, the Register of Deeds will issue the Certified True Copy.
Processing usually takes around 3 to 5 working days. However, you may also ask the officer-in-charge if the property has liens, encumbrances, or annotations.
Make sure the owner’s name matches the seller.
Confirm that the title number matches the property being sold.
Verify the technical description and lot area.
Check for mortgages, liens, adverse claims, or legal claims.
Without reviewing a CTC, you may miss critical information that could affect your transaction.
Even small discrepancies can cause major problems later.
Sometimes, it is even more important than the property itself.
The more you understand how real estate works, the better protected you become as an owner, seller, or buyer.
Stay curious. Keep learning. Explore more resources like these or post your property at ManilaOpenHouse.com.